Utah Paycheck Calculator (2026)
Estimate your take-home pay in Utah after federal tax, FICA, and UT state income tax, using official 2026 rates.
Estimated take-home pay · Utah
$48,113 / year
Monthly
$4,009
Biweekly
$1,850
Hourly
$23.13
- Gross pay
- $60,000
- Federal income tax
- −$5,020
- UT state income tax
- −$2,277
- Social Security (6.2%)
- −$3,720
- Medicare (1.45%)
- −$870
- Take-home pay
- $48,113
- Effective tax rate
- 19.8%
How Utah taxes paychecks in 2026
Utah taxes wages at a flat 4.50%.
Single filer · 2026 UT brackets
| 4.50% | Over $0 |
Married filing jointly · 2026 UT brackets
| 4.50% | Over $0 |
What makes Utah paychecks different
Utah has taxed income at a single rate since 2008 and has cut that rate in each of the last six legislative sessions. This calculator uses 4.5%, the rate in effect when 2026 began. In March 2026 the legislature passed SB 60, lowering the rate to 4.45% retroactive to January 1, 2026; withholding tables caught up in June, so early-year paychecks were slightly over-withheld. Instead of a standard deduction Utah offers a taxpayer credit equal to 6% of the federal standard or itemized deduction (about $966 for a single filer), which phases out at 1.3 cents per dollar of income above $18,213.
There are no city or county income taxes in Utah and no reciprocity agreements, so residents of Idaho or Wyoming who work in Logan or Salt Lake City file nonresident Utah returns. Nothing is withheld for state paid leave or disability. Utah is one of the few states that taxes Social Security, though a credit eliminates the tax for lower- and middle-income retirees.
Sales tax is 4.85% at the state level, with combined rates near 7.25% along the Wasatch Front, and groceries are taxed at a reduced 3% combined rate. Utah's constitution earmarks income tax revenue for public and higher education, which is why school funding debates and income tax cuts are always argued together in Salt Lake City.
Updated for 2026: SB 60, signed March 23, 2026, cut Utah's flat rate from 4.5% to 4.45% retroactive to January 1, 2026, so actual 2026 tax will be slightly below the 4.5% estimate on this page.
Utah take-home pay examples (2026)
Single filer, standard deduction, no dependents. Click a salary for the full 50-state comparison.
| Gross salary | Net / year | Net / month | Net / biweekly | Effective rate |
|---|---|---|---|---|
| $35,000 | $29,475 | $2,456 | $1,134 | 15.8% |
| $45,000 | $36,930 | $3,078 | $1,420 | 17.9% |
| $55,000 | $44,385 | $3,699 | $1,707 | 19.3% |
| $65,000 | $51,840 | $4,320 | $1,994 | 20.2% |
| $75,000 | $58,445 | $4,870 | $2,248 | 22.1% |
| $85,000 | $64,900 | $5,408 | $2,496 | 23.6% |
| $100,000 | $74,680 | $6,223 | $2,872 | 25.3% |
| $120,000 | $87,850 | $7,321 | $3,379 | 26.8% |
| $150,000 | $107,041 | $8,920 | $4,117 | 28.6% |
How Utah compares
Utah's top rate of 4.5% is #29 of 51 US jurisdictions. For comparison, a $60,000 single filer keeps $48,113 in Utah versus $50,390 in no-tax Texas and $47,961 in California. See all rates on the 2026 state income tax table.
Utah paycheck FAQ
How much is $60,000 after taxes in Utah?+
A single filer earning $60,000 in Utah takes home about $48,113 per year ($4,009/month) in 2026: $5,020 goes to federal income tax, $4,590 to FICA, and $2,277 to Utah state taxes.
What is the Utah income tax rate in 2026?+
Utah has a flat 4.50% income tax rate in 2026.
Does Utah tax 401(k) contributions?+
No. Traditional 401(k) contributions reduce both your federal and Utah taxable income, so deferring salary lowers this year's tax bill.
What taxes come out of a paycheck in Utah?+
Every Utah paycheck loses federal income tax (10%–37% brackets) and FICA (6.2% Social Security up to $184,500 + 1.45% Medicare). Utah taxes wages at a flat 4.50%.
Is Utah a high-tax or low-tax state for take-home pay?+
Utah's top marginal rate of 4.5% ranks #29 highest of the 51 US jurisdictions in 2026. At $60,000, a single filer keeps 80% of gross pay.