Iowa Paycheck Calculator (2026)
Estimate your take-home pay in Iowa after federal tax, FICA, and IA state income tax, using official 2026 rates.
Estimated take-home pay · Iowa
$48,762 / year
Monthly
$4,063
Biweekly
$1,875
Hourly
$23.44
- Gross pay
- $60,000
- Federal income tax
- −$5,020
- IA state income tax
- −$1,628
- Social Security (6.2%)
- −$3,720
- Medicare (1.45%)
- −$870
- Take-home pay
- $48,762
- Effective tax rate
- 18.7%
How Iowa taxes paychecks in 2026
Iowa taxes wages at a flat 3.80% after a $16,100 standard deduction (single). The 2026 standard deduction is $16,100 (single) / $32,200 (married).
Single filer · 2026 IA brackets
| 3.80% | Over $0 |
Married filing jointly · 2026 IA brackets
| 3.80% | Over $0 |
Iowa take-home pay examples (2026)
Single filer, standard deduction, no dependents. Click a salary for the full 50-state comparison.
| Gross salary | Net / year | Net / month | Net / biweekly | Effective rate |
|---|---|---|---|---|
| $35,000 | $29,624 | $2,469 | $1,139 | 15.4% |
| $45,000 | $37,279 | $3,107 | $1,434 | 17.2% |
| $55,000 | $44,934 | $3,745 | $1,728 | 18.3% |
| $65,000 | $52,589 | $4,382 | $2,023 | 19.1% |
| $75,000 | $59,394 | $4,950 | $2,284 | 20.8% |
| $85,000 | $66,049 | $5,504 | $2,540 | 22.3% |
| $100,000 | $76,032 | $6,336 | $2,924 | 24.0% |
| $120,000 | $89,342 | $7,445 | $3,436 | 25.5% |
| $150,000 | $108,743 | $9,062 | $4,182 | 27.5% |
How Iowa compares
Iowa's top rate of 3.8% is #35 of 51 US jurisdictions. For comparison, a $60,000 single filer keeps $48,762 in Iowa versus $50,390 in no-tax Texas and $47,961 in California. See all rates on the 2026 state income tax table.
Iowa paycheck FAQ
How much is $60,000 after taxes in Iowa?+
A single filer earning $60,000 in Iowa takes home about $48,762 per year ($4,063/month) in 2026: $5,020 goes to federal income tax, $4,590 to FICA, and $1,628 to Iowa state taxes.
What is the Iowa income tax rate in 2026?+
Iowa has a flat 3.80% income tax rate in 2026.
Does Iowa tax 401(k) contributions?+
No. Traditional 401(k) contributions reduce both your federal and Iowa taxable income, so deferring salary lowers this year's tax bill.
What taxes come out of a paycheck in Iowa?+
Every Iowa paycheck loses federal income tax (10%–37% brackets) and FICA (6.2% Social Security up to $184,500 + 1.45% Medicare). Iowa taxes wages at a flat 3.80% after a $16,100 standard deduction (single).
Is Iowa a high-tax or low-tax state for take-home pay?+
Iowa's top marginal rate of 3.8% ranks #35 highest of the 51 US jurisdictions in 2026. At $60,000, a single filer keeps 81% of gross pay.