Minnesota Paycheck Calculator (2026)
Estimate your take-home pay in Minnesota after federal tax, FICA, and MN state income tax, using official 2026 rates.
Estimated take-home pay · Minnesota
$47,833 / year
Monthly
$3,986
Biweekly
$1,840
Hourly
$23.00
- Gross pay
- $60,000
- Federal income tax
- −$5,020
- MN state income tax
- −$2,557
- Social Security (6.2%)
- −$3,720
- Medicare (1.45%)
- −$870
- Take-home pay
- $47,833
- Effective tax rate
- 20.3%
How Minnesota taxes paychecks in 2026
Minnesota uses 4 graduated brackets from 5.3% to 9.8%. The 2026 standard deduction is $15,300 (single) / $30,600 (married).
Single filer · 2026 MN brackets
| 5.35% | Up to $33,310 |
| 6.80% | $33,310 – $109,430 |
| 7.85% | $109,430 – $203,150 |
| 9.85% | Over $203,150 |
Married filing jointly · 2026 MN brackets
| 5.35% | Up to $48,700 |
| 6.80% | $48,700 – $193,480 |
| 7.85% | $193,480 – $337,930 |
| 9.85% | Over $337,930 |
Minnesota's standard deduction phases down for AGI above ~$244k, which is not modeled; very high earners' Minnesota tax may be slightly understated.
What makes Minnesota paychecks different
Minnesota's four brackets run from 5.35% to 9.85%, and the lowest rate is higher than the top rate in a dozen other states. The 6.8% bracket starts at about $33,300 of taxable income for a single filer and 7.85% at about $109,400. A $15,300 standard deduction ($30,600 joint) does a lot of work at the bottom of the scale, but it shrinks for incomes above roughly $244,000. There are no city or county income taxes anywhere in the state.
On January 1, 2026 Minnesota Paid Leave went live. The premium is 0.88% of wages up to the Social Security wage base, split between medical leave (0.61%) and family leave (0.27%), and employers may deduct up to half, 0.44%, from employees. It appears as two new lines on pay stubs and is not included in the state income tax figure here. The state also joined a shrinking group that taxes Social Security, though a subtraction fully exempts benefits for most middle-income retirees.
Minnesota has reciprocity with Michigan and North Dakota, so Fargo-Moorhead commuters pay only where they live; the agreement with Wisconsin ended in 2010, so Twin Cities workers living in Hudson file in both states. Sales tax is 6.875% statewide, with clothing, groceries and prescription drugs exempt.
Updated for 2026: Minnesota Paid Leave launched January 1, 2026, adding a 0.88% premium on wages up to $184,500 of which employers may withhold 0.44% from employees.
Minnesota take-home pay examples (2026)
Single filer, standard deduction, no dependents. Click a salary for the full 50-state comparison.
| Gross salary | Net / year | Net / month | Net / biweekly | Effective rate |
|---|---|---|---|---|
| $35,000 | $29,249 | $2,437 | $1,125 | 16.4% |
| $45,000 | $36,749 | $3,062 | $1,413 | 18.3% |
| $55,000 | $44,156 | $3,680 | $1,698 | 19.7% |
| $65,000 | $51,511 | $4,293 | $1,981 | 20.8% |
| $75,000 | $58,016 | $4,835 | $2,231 | 22.6% |
| $85,000 | $64,371 | $5,364 | $2,476 | 24.3% |
| $100,000 | $73,903 | $6,159 | $2,842 | 26.1% |
| $120,000 | $86,613 | $7,218 | $3,331 | 27.8% |
| $150,000 | $104,849 | $8,737 | $4,033 | 30.1% |
How Minnesota compares
Minnesota's top rate of 9.8% is #7 of 51 US jurisdictions. For comparison, a $60,000 single filer keeps $47,833 in Minnesota versus $50,390 in no-tax Texas and $47,961 in California. See all rates on the 2026 state income tax table.
Minnesota paycheck FAQ
How much is $60,000 after taxes in Minnesota?+
A single filer earning $60,000 in Minnesota takes home about $47,833 per year ($3,986/month) in 2026: $5,020 goes to federal income tax, $4,590 to FICA, and $2,557 to Minnesota state taxes.
What is the Minnesota income tax rate in 2026?+
Minnesota's 2026 income tax runs from 5.3% to 9.8% across 4 brackets (single filer).
Does Minnesota tax 401(k) contributions?+
No. Traditional 401(k) contributions reduce both your federal and Minnesota taxable income, so deferring salary lowers this year's tax bill.
What taxes come out of a paycheck in Minnesota?+
Every Minnesota paycheck loses federal income tax (10%–37% brackets) and FICA (6.2% Social Security up to $184,500 + 1.45% Medicare). Minnesota uses 4 graduated brackets from 5.3% to 9.8%.
Is Minnesota a high-tax or low-tax state for take-home pay?+
Minnesota's top marginal rate of 9.8% ranks #7 highest of the 51 US jurisdictions in 2026. At $60,000, a single filer keeps 80% of gross pay.