Georgia Paycheck Calculator (2026)
Estimate your take-home pay in Georgia after federal tax, FICA, and GA state income tax, using official 2026 rates.
Estimated take-home pay · Georgia
$47,899 / year
Monthly
$3,992
Biweekly
$1,842
Hourly
$23.03
- Gross pay
- $60,000
- Federal income tax
- −$5,020
- GA state income tax
- −$2,491
- Social Security (6.2%)
- −$3,720
- Medicare (1.45%)
- −$870
- Take-home pay
- $47,899
- Effective tax rate
- 20.2%
How Georgia taxes paychecks in 2026
Georgia taxes wages at a flat 5.2% after a $12,000 standard deduction (single). The 2026 standard deduction is $12,000 (single) / $24,000 (married).
Single filer · 2026 GA brackets
| 5.19% | Over $0 |
Married filing jointly · 2026 GA brackets
| 5.19% | Over $0 |
Georgia's flat rate is scheduled to keep stepping down (toward 4.99%) in future years if revenue triggers are met.
What makes Georgia paychecks different
Georgia replaced its six-bracket system with a flat tax in 2024 and has been ratcheting the rate down since: 5.49% in 2024, 5.39% after an early cut, 5.19% for 2025. This calculator uses 5.19% with the $12,000 single and $24,000 joint standard deduction that applied when 2026 began. There are no county or city income taxes anywhere in Georgia, so the state number really is the whole state and local income tax picture for Atlanta and rural counties alike.
In May 2026 Governor Kemp signed HB 463, which cut the flat rate to 4.99% retroactive to January 1, 2026 and raised the standard deduction to $15,000 single and $30,000 joint. Employers withheld at 5.19% until May 11, 2026, when the new tables took effect, so most Georgians will see the gap returned as a refund in 2027. The same law authorizes further 0.125-point cuts toward a 3.99% floor whenever revenue targets are hit, raises the retirement income exclusion to $70,000 in 2027, and temporarily excludes qualified overtime and tips through 2028.
Georgia has no reciprocity agreements, so residents of Alabama, Tennessee or South Carolina who commute in file a nonresident Georgia return. Retirees already fare well: Social Security is exempt and the retirement income exclusion for those 65 and older covers most pensions and withdrawals.
Updated for 2026: HB 463, signed May 11, 2026, cut Georgia's flat rate from 5.19% to 4.99% and raised the standard deduction to $15,000 / $30,000 retroactive to January 1, 2026, so actual 2026 tax will be lower than the 5.19% estimate on this page.
Georgia take-home pay examples (2026)
Single filer, standard deduction, no dependents. Click a salary for the full 50-state comparison.
| Gross salary | Net / year | Net / month | Net / biweekly | Effective rate |
|---|---|---|---|---|
| $35,000 | $29,109 | $2,426 | $1,120 | 16.8% |
| $45,000 | $36,625 | $3,052 | $1,409 | 18.6% |
| $55,000 | $44,141 | $3,678 | $1,698 | 19.7% |
| $65,000 | $51,657 | $4,305 | $1,987 | 20.5% |
| $75,000 | $58,323 | $4,860 | $2,243 | 22.2% |
| $85,000 | $64,839 | $5,403 | $2,494 | 23.7% |
| $100,000 | $74,613 | $6,218 | $2,870 | 25.4% |
| $120,000 | $87,645 | $7,304 | $3,371 | 27.0% |
| $150,000 | $106,629 | $8,886 | $4,101 | 28.9% |
How Georgia compares
Georgia's top rate of 5.2% is #22 of 51 US jurisdictions. For comparison, a $60,000 single filer keeps $47,899 in Georgia versus $50,390 in no-tax Texas and $47,961 in California. See all rates on the 2026 state income tax table.
Georgia paycheck FAQ
How much is $60,000 after taxes in Georgia?+
A single filer earning $60,000 in Georgia takes home about $47,899 per year ($3,992/month) in 2026: $5,020 goes to federal income tax, $4,590 to FICA, and $2,491 to Georgia state taxes.
What is the Georgia income tax rate in 2026?+
Georgia has a flat 5.19% income tax rate in 2026.
Does Georgia tax 401(k) contributions?+
No. Traditional 401(k) contributions reduce both your federal and Georgia taxable income, so deferring salary lowers this year's tax bill.
What taxes come out of a paycheck in Georgia?+
Every Georgia paycheck loses federal income tax (10%–37% brackets) and FICA (6.2% Social Security up to $184,500 + 1.45% Medicare). Georgia taxes wages at a flat 5.2% after a $12,000 standard deduction (single).
Is Georgia a high-tax or low-tax state for take-home pay?+
Georgia's top marginal rate of 5.2% ranks #22 highest of the 51 US jurisdictions in 2026. At $60,000, a single filer keeps 80% of gross pay.