Maryland Paycheck Calculator (2026)
Estimate your take-home pay in Maryland after federal tax, FICA, and MD state income tax, using official 2026 rates.
Estimated take-home pay · Maryland
$47,904 / year
Monthly
$3,992
Biweekly
$1,842
Hourly
$23.03
- Gross pay
- $60,000
- Federal income tax
- −$5,020
- MD state income tax
- −$2,486
- Social Security (6.2%)
- −$3,720
- Medicare (1.45%)
- −$870
- Take-home pay
- $47,904
- Effective tax rate
- 20.2%
How Maryland taxes paychecks in 2026
Maryland uses 10 graduated brackets from 2.0% to 6.5%. The 2026 standard deduction is $3,350 (single) / $6,700 (married). A personal exemption of $3,200 (single) / $6,400 (married) also reduces taxable income.
Single filer · 2026 MD brackets
| 2.00% | Up to $1,000 |
| 3.00% | $1,000 – $2,000 |
| 4.00% | $2,000 – $3,000 |
| 4.75% | $3,000 – $100,000 |
| 5.00% | $100,000 – $125,000 |
| 5.25% | $125,000 – $150,000 |
| 5.50% | $150,000 – $250,000 |
| 5.75% | $250,000 – $500,000 |
| 6.25% | $500,000 – $1,000,000 |
| 6.50% | Over $1,000,000 |
Married filing jointly · 2026 MD brackets
| 2.00% | Up to $1,000 |
| 3.00% | $1,000 – $2,000 |
| 4.00% | $2,000 – $3,000 |
| 4.75% | $3,000 – $150,000 |
| 5.00% | $150,000 – $175,000 |
| 5.25% | $175,000 – $225,000 |
| 5.50% | $225,000 – $300,000 |
| 5.75% | $300,000 – $600,000 |
| 6.25% | $600,000 – $1,200,000 |
| 6.50% | Over $1,200,000 |
IMPORTANT: every Maryland county (and Baltimore City) adds a local income tax of 2.25%–3.2% on top of the state tax. It is NOT included in this estimate. Add roughly 3% for a realistic all-in figure.
The personal exemption phases out for AGI above $100k (single) / $150k (joint), which is not modeled.
Maryland take-home pay examples (2026)
Single filer, standard deduction, no dependents. Click a salary for the full 50-state comparison.
| Gross salary | Net / year | Net / month | Net / biweekly | Effective rate |
|---|---|---|---|---|
| $35,000 | $29,004 | $2,417 | $1,116 | 17.1% |
| $45,000 | $36,564 | $3,047 | $1,406 | 18.7% |
| $55,000 | $44,124 | $3,677 | $1,697 | 19.8% |
| $65,000 | $51,684 | $4,307 | $1,988 | 20.5% |
| $75,000 | $58,394 | $4,866 | $2,246 | 22.1% |
| $85,000 | $64,954 | $5,413 | $2,498 | 23.6% |
| $100,000 | $74,794 | $6,233 | $2,877 | 25.2% |
| $120,000 | $87,880 | $7,323 | $3,380 | 26.8% |
| $150,000 | $106,875 | $8,906 | $4,111 | 28.8% |
How Maryland compares
Maryland's top rate of 6.5% is #14 of 51 US jurisdictions. For comparison, a $60,000 single filer keeps $47,904 in Maryland versus $50,390 in no-tax Texas and $47,961 in California. See all rates on the 2026 state income tax table.
Maryland paycheck FAQ
How much is $60,000 after taxes in Maryland?+
A single filer earning $60,000 in Maryland takes home about $47,904 per year ($3,992/month) in 2026: $5,020 goes to federal income tax, $4,590 to FICA, and $2,486 to Maryland state taxes.
What is the Maryland income tax rate in 2026?+
Maryland's 2026 income tax runs from 2.0% to 6.5% across 10 brackets (single filer).
Does Maryland tax 401(k) contributions?+
No. Traditional 401(k) contributions reduce both your federal and Maryland taxable income, so deferring salary lowers this year's tax bill.
What taxes come out of a paycheck in Maryland?+
Every Maryland paycheck loses federal income tax (10%–37% brackets) and FICA (6.2% Social Security up to $184,500 + 1.45% Medicare). Maryland uses 10 graduated brackets from 2.0% to 6.5%.
Is Maryland a high-tax or low-tax state for take-home pay?+
Maryland's top marginal rate of 6.5% ranks #14 highest of the 51 US jurisdictions in 2026. At $60,000, a single filer keeps 80% of gross pay.