South Carolina Paycheck Calculator (2026)
Estimate your take-home pay in South Carolina after federal tax, FICA, and SC state income tax, using official 2026 rates.
Estimated take-home pay · South Carolina
$47,947 / year
Monthly
$3,996
Biweekly
$1,844
Hourly
$23.05
- Gross pay
- $60,000
- Federal income tax
- −$5,020
- SC state income tax
- −$2,443
- Social Security (6.2%)
- −$3,720
- Medicare (1.45%)
- −$870
- Take-home pay
- $47,947
- Effective tax rate
- 20.1%
How South Carolina taxes paychecks in 2026
South Carolina uses 3 graduated brackets from 3.0% to 6.0%. The 2026 standard deduction is $8,350 (single) / $16,700 (married).
Single filer · 2026 SC brackets
| 0.00% | Up to $3,640 |
| 3.00% | $3,640 – $18,230 |
| 6.00% | Over $18,230 |
Married filing jointly · 2026 SC brackets
| 0.00% | Up to $3,640 |
| 3.00% | $3,640 – $18,230 |
| 6.00% | Over $18,230 |
South Carolina's temporarily reduced 6% top rate is scheduled to revert to 6.2% on July 1, 2026.
What makes South Carolina paychecks different
The brackets on this page (0% to about $3,640, 3% to $18,230 and 6% above) are the schedule South Carolina published for the start of 2026, when its top rate had been temporarily trimmed from 6.2% to 6% by the 2025 budget. That schedule did not survive the legislative session. Act 110 of 2026, signed on March 30, 2026 and retroactive to January 1, replaced the three brackets with two: 1.99% on taxable income under $30,000 and 5.21% above, with a $966 offset so the math is continuous. Withholding tables were updated later in the year.
The same act created a new South Carolina Income Adjusted Deduction, decoupled the state from some federal deductions, adjusted the state earned income credit, and set revenue triggers that can keep lowering the top rate until it reaches 1.99%. Because of the change, most South Carolinians will owe less for 2026 than the estimate above suggests, though how much less depends on how the new deduction interacts with income. The $8,350 standard deduction shown here reflects pre-2026 conformity rules.
No county or city in South Carolina taxes wages, there are no reciprocity agreements, and nothing is withheld for state paid leave or disability. Social Security is exempt, retirees 65 and older can deduct up to $10,000 of other retirement income, and owner-occupied homes are assessed at just 4% of value for property tax.
Updated for 2026: Act 110 of 2026 (signed March 30, 2026, retroactive to January 1) replaced South Carolina's three brackets with 1.99% under $30,000 and 5.21% above, so actual 2026 tax will differ from the 0% / 3% / 6% schedule shown here.
South Carolina take-home pay examples (2026)
Single filer, standard deduction, no dependents. Click a salary for the full 50-state comparison.
| Gross salary | Net / year | Net / month | Net / biweekly | Effective rate |
|---|---|---|---|---|
| $35,000 | $29,360 | $2,447 | $1,129 | 16.1% |
| $45,000 | $36,795 | $3,066 | $1,415 | 18.2% |
| $55,000 | $44,230 | $3,686 | $1,701 | 19.6% |
| $65,000 | $51,665 | $4,305 | $1,987 | 20.5% |
| $75,000 | $58,250 | $4,854 | $2,240 | 22.3% |
| $85,000 | $64,685 | $5,390 | $2,488 | 23.9% |
| $100,000 | $74,337 | $6,195 | $2,859 | 25.7% |
| $120,000 | $87,207 | $7,267 | $3,354 | 27.3% |
| $150,000 | $105,948 | $8,829 | $4,075 | 29.4% |
How South Carolina compares
South Carolina's top rate of 6.0% is #15 of 51 US jurisdictions. For comparison, a $60,000 single filer keeps $47,947 in South Carolina versus $50,390 in no-tax Texas and $47,961 in California. See all rates on the 2026 state income tax table.
South Carolina paycheck FAQ
How much is $60,000 after taxes in South Carolina?+
A single filer earning $60,000 in South Carolina takes home about $47,947 per year ($3,996/month) in 2026: $5,020 goes to federal income tax, $4,590 to FICA, and $2,443 to South Carolina state taxes.
What is the South Carolina income tax rate in 2026?+
South Carolina's 2026 income tax runs from 3.0% to 6.0% across 3 brackets (single filer).
Does South Carolina tax 401(k) contributions?+
No. Traditional 401(k) contributions reduce both your federal and South Carolina taxable income, so deferring salary lowers this year's tax bill.
What taxes come out of a paycheck in South Carolina?+
Every South Carolina paycheck loses federal income tax (10%–37% brackets) and FICA (6.2% Social Security up to $184,500 + 1.45% Medicare). South Carolina uses 3 graduated brackets from 3.0% to 6.0%.
Is South Carolina a high-tax or low-tax state for take-home pay?+
South Carolina's top marginal rate of 6.0% ranks #15 highest of the 51 US jurisdictions in 2026. At $60,000, a single filer keeps 80% of gross pay.