Arizona Paycheck Calculator (2026)
Estimate your take-home pay in Arizona after federal tax, FICA, and AZ state income tax, using official 2026 rates.
Estimated take-home pay · Arizona
$49,099 / year
Monthly
$4,092
Biweekly
$1,888
Hourly
$23.61
- Gross pay
- $60,000
- Federal income tax
- −$5,020
- AZ state income tax
- −$1,291
- Social Security (6.2%)
- −$3,720
- Medicare (1.45%)
- −$870
- Take-home pay
- $49,099
- Effective tax rate
- 18.2%
How Arizona taxes paychecks in 2026
Arizona taxes wages at a flat 2.50% after a $8,350 standard deduction (single). The 2026 standard deduction is $8,350 (single) / $16,700 (married).
Single filer · 2026 AZ brackets
| 2.50% | Over $0 |
Married filing jointly · 2026 AZ brackets
| 2.50% | Over $0 |
Arizona conforms to a pre-OBBBA federal standard deduction ($8,350/$16,700) as of early 2026; pending conformity legislation could raise it to $16,100/$32,200.
What makes Arizona paychecks different
Arizona switched to a single 2.5% rate in 2023, the lowest flat rate of any state that taxes wages, and it shares the lowest top rate in the country with North Dakota. A 2.5% flat tax on top of a standard deduction means a $60,000 single filer pays only about 2% of gross pay to the state. Dependents earn a $100 credit each (under 17) rather than an exemption, and there are no county or city income taxes anywhere in Arizona.
The standard deduction is where 2026 got complicated. Arizona conforms to the federal Internal Revenue Code as of a fixed date, and going into 2026 that date predated the federal One Big Beautiful Bill Act, leaving the Arizona standard deduction at the pre-2018 level of $8,350 single and $16,700 joint. That is the figure this calculator uses. In June 2026 the legislature passed HB 4168, which raised the Arizona standard deduction to $15,750 single and $31,500 joint (indexed going forward) and let standard-deduction filers add up to $1,000 of charitable gifts on top. Your final 2026 Arizona bill will therefore come in a bit lower than the estimate above.
Arizona has withholding reciprocity with California, Indiana, Oregon and Virginia, so residents of those states working temporarily in Arizona can avoid Arizona withholding. Sales tax, which Arizona calls transaction privilege tax, runs 5.6% at the state level and around 8.6% in Phoenix once city and county rates are added.
Updated for 2026: HB 4168, signed June 13, 2026, updated Arizona's federal conformity and lifted the standard deduction to $15,750 single / $31,500 joint, so actual 2026 Arizona tax will be lower than an estimate built on the earlier $8,350 / $16,700 figures.
Arizona take-home pay examples (2026)
Single filer, standard deduction, no dependents. Click a salary for the full 50-state comparison.
| Gross salary | Net / year | Net / month | Net / biweekly | Effective rate |
|---|---|---|---|---|
| $35,000 | $29,636 | $2,470 | $1,140 | 15.3% |
| $45,000 | $37,421 | $3,118 | $1,439 | 16.8% |
| $55,000 | $45,206 | $3,767 | $1,739 | 17.8% |
| $65,000 | $52,991 | $4,416 | $2,038 | 18.5% |
| $75,000 | $59,926 | $4,994 | $2,305 | 20.1% |
| $85,000 | $66,711 | $5,559 | $2,566 | 21.5% |
| $100,000 | $76,889 | $6,407 | $2,957 | 23.1% |
| $120,000 | $90,459 | $7,538 | $3,479 | 24.6% |
| $150,000 | $110,250 | $9,187 | $4,240 | 26.5% |
How Arizona compares
Arizona's top rate of 2.5% is #41 of 51 US jurisdictions. For comparison, a $60,000 single filer keeps $49,099 in Arizona versus $50,390 in no-tax Texas and $47,961 in California. See all rates on the 2026 state income tax table.
Arizona paycheck FAQ
How much is $60,000 after taxes in Arizona?+
A single filer earning $60,000 in Arizona takes home about $49,099 per year ($4,092/month) in 2026: $5,020 goes to federal income tax, $4,590 to FICA, and $1,291 to Arizona state taxes.
What is the Arizona income tax rate in 2026?+
Arizona has a flat 2.50% income tax rate in 2026.
Does Arizona tax 401(k) contributions?+
No. Traditional 401(k) contributions reduce both your federal and Arizona taxable income, so deferring salary lowers this year's tax bill.
What taxes come out of a paycheck in Arizona?+
Every Arizona paycheck loses federal income tax (10%–37% brackets) and FICA (6.2% Social Security up to $184,500 + 1.45% Medicare). Arizona taxes wages at a flat 2.50% after a $8,350 standard deduction (single).
Is Arizona a high-tax or low-tax state for take-home pay?+
Arizona's top marginal rate of 2.5% ranks #41 highest of the 51 US jurisdictions in 2026. At $60,000, a single filer keeps 82% of gross pay.